If you’re looking for online loans with monthly payments, one of the first things to do is to get a credit score. Here is a summary of information on how to get your credit score for free (no credit card needed).
They say that “knowledge is power”, it can help when it comes to getting a loan. The knowledge of what your credit score is can help you when applying for that loan you’re looking to get. Best of all, if you get it for free, that’s even better!
Knowing Your Credit Score
If you know your credit score, you can stop yourself from looking foolish in front of a banker or online when going through the loan application. If you get turned down for a loan, they may think you’re not good at managing money.
Knowing my credit score before trying to get a loan helped relax my fear of being turned down for the loan.
Whether you’re looking for online loans with monthly payments, a car loan, or a mortgage, it definitely helps to know your credit score before applying.
Where To Go To Get Your Free Credit Score Online
You can get your free credit score at Credit Sesame and it doesn’t require you to use a credit card.
I use Credit Sesame to get my free credit score! It only took about 90 seconds to sign up and I didn’t have to sign up for any trials or use a credit card or anything like that.
People are always afraid that they will be turned down for a loan because of their credit score. Credit Sesame can help you get rid of that fear.
Getting A Credit Score On Yourself Does NOT Affect Your Credit
Another myth that comes up is that checking your credit hurts your credit score. The good news is that is not true. You can check your own credit score as many times as you want and it won’t affect your credit score. It’s called a “soft inquiry” or “soft pull.”
On the other hand, when you try to get a loan, the lender will do what is called a “hard inquiry” or “hard pull.” When a lender does that, that will affect your credit.
If you end up with too many “hard inquiries” or “hard pulls”, they can affect your credit along with getting approved for online loans with monthly payments.
Get your free credit score right now!
